:root{--navy-900: #0f2a4a;--navy-800: #173a63;--navy-700: #1f4d80;--navy-600: #2c6299;--accent: #f08a24;--accent-soft: #fef3e6;--accent-line: #f6c98a;--ink: #1a2330;--ink-soft: #44505f;--ink-mute: #6b7888;--line: #e3e8ef;--bg: #ffffff;--bg-soft: #f6f8fb;--radius: 14px;--radius-sm: 10px;--shadow-sm: 0 1px 2px rgba(15, 42, 74, .06), 0 2px 8px rgba(15, 42, 74, .05);--shadow-md: 0 4px 24px rgba(15, 42, 74, .1);--maxw: 760px;--maxw-wide: 1080px;--font: "Pretendard Variable", Pretendard, -apple-system, BlinkMacSystemFont, system-ui, "Apple SD Gothic Neo", "Noto Sans KR", sans-serif}*,*:before,*:after{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}body{margin:0;font-family:var(--font);color:var(--ink);background:var(--bg);line-height:1.7;font-size:17px;letter-spacing:-.01em;word-break:keep-all;overflow-wrap:anywhere}img{max-width:100%;height:auto;display:block}a{color:var(--navy-700);text-decoration:none}a:hover{text-decoration:underline}h1,h2,h3{line-height:1.35;letter-spacing:-.02em;color:var(--ink)}h1{font-size:clamp(1.7rem,4.5vw,2.5rem);font-weight:800;margin:0 0 1rem}h2{font-size:clamp(1.3rem,3vw,1.65rem);font-weight:700;margin:2.6rem 0 .9rem}h3{font-size:clamp(1.08rem,2.4vw,1.22rem);font-weight:700;margin:1.6rem 0 .5rem}p{margin:0 0 1.05rem;color:var(--ink-soft)}strong{color:var(--ink);font-weight:700}ul,ol{color:var(--ink-soft);padding-left:1.25rem}li{margin:.35rem 0}.container{width:100%;max-width:var(--maxw);margin:0 auto;padding:0 20px}.container-wide{width:100%;max-width:var(--maxw-wide);margin:0 auto;padding:0 20px}.site-header{position:sticky;top:0;z-index:50;background:#ffffffeb;backdrop-filter:saturate(180%) blur(8px);border-bottom:1px solid var(--line)}.site-header__inner{display:flex;align-items:center;justify-content:space-between;height:62px;gap:16px}.brand{display:flex;align-items:center;gap:9px;font-weight:800;font-size:1.05rem;color:var(--navy-900)}.brand:hover{text-decoration:none}.brand__mark{width:30px;height:30px;border-radius:8px;background:linear-gradient(135deg,var(--navy-700),var(--navy-900));color:#fff;display:grid;place-items:center;font-size:.95rem;font-weight:800}.brand__mark span{transform:translateY(.5px)}.nav{display:flex;gap:4px}.nav a{color:var(--ink-soft);font-size:.93rem;font-weight:600;padding:7px 11px;border-radius:8px}.nav a:hover{background:var(--bg-soft);color:var(--navy-800);text-decoration:none}.nav a[aria-current=page]{color:var(--navy-800);background:var(--accent-soft)}.nav-toggle{display:none;background:none;border:0;cursor:pointer;padding:6px}.nav-toggle svg{width:26px;height:26px;stroke:var(--navy-900)}@media(max-width:720px){.nav-toggle{display:block}.nav{position:absolute;top:62px;left:0;right:0;flex-direction:column;gap:2px;background:#fff;border-bottom:1px solid var(--line);padding:8px 16px 14px;box-shadow:var(--shadow-md);display:none}.nav.open{display:flex}.nav a{padding:11px 12px;font-size:1rem}}main{display:block}.page{padding:clamp(2rem,5vw,3.2rem) 0 1rem}.eyebrow{display:inline-block;font-size:.82rem;font-weight:700;letter-spacing:.02em;color:var(--accent);background:var(--accent-soft);padding:5px 12px;border-radius:999px;margin-bottom:1rem}.answer-box{background:var(--accent-soft);border:1px solid var(--accent-line);border-left:5px solid var(--accent);border-radius:var(--radius);padding:1.2rem 1.4rem;margin:0 0 2rem}.answer-box__label{font-size:.78rem;font-weight:800;letter-spacing:.04em;color:var(--accent);text-transform:uppercase;margin-bottom:.4rem}.answer-box p{color:var(--ink);font-size:1.05rem;font-weight:500;margin:0}.answer-box p+p{margin-top:.6rem}.lead{font-size:1.12rem;color:var(--ink-soft)}.card-grid{display:grid;gap:18px;grid-template-columns:repeat(2,1fr);margin:1.5rem 0}@media(max-width:640px){.card-grid{grid-template-columns:1fr}}.card{display:block;border:1px solid var(--line);border-radius:var(--radius);padding:1.4rem 1.4rem 1.3rem;background:#fff;box-shadow:var(--shadow-sm);transition:transform .15s ease,box-shadow .15s ease,border-color .15s ease}.card:hover{transform:translateY(-3px);box-shadow:var(--shadow-md);border-color:var(--accent-line);text-decoration:none}.card__q{font-size:1.12rem;font-weight:700;color:var(--navy-900);margin:0 0 .4rem}.card__d{font-size:.95rem;color:var(--ink-mute);margin:0}.card__arrow{color:var(--accent);font-weight:700;margin-top:.7rem;font-size:.9rem}.trust-strip{display:flex;flex-wrap:wrap;gap:8px;margin:1.4rem 0}.trust-badge{font-size:.85rem;font-weight:600;color:var(--navy-800);background:var(--bg-soft);border:1px solid var(--line);padding:7px 13px;border-radius:999px}.trust-badge:before{content:"✓ ";color:var(--accent);font-weight:800}.fact-table{width:100%;border-collapse:collapse;margin:1.2rem 0 1.6rem;font-size:.97rem}.fact-table th,.fact-table td{text-align:left;padding:11px 14px;border-bottom:1px solid var(--line);vertical-align:top}.fact-table th{width:34%;color:var(--navy-800);font-weight:700;background:var(--bg-soft)}.fact-table td{color:var(--ink-soft)}.callout{background:var(--bg-soft);border:1px solid var(--line);border-radius:var(--radius-sm);padding:1rem 1.2rem;margin:1.4rem 0;font-size:.97rem;color:var(--ink-soft)}.callout strong{color:var(--navy-800)}.faq{margin:2.4rem 0 1rem}.faq__item{border-bottom:1px solid var(--line)}.faq__item summary{cursor:pointer;list-style:none;padding:1.05rem 2rem 1.05rem 0;font-weight:700;color:var(--navy-900);position:relative;font-size:1.04rem}.faq__item summary::-webkit-details-marker{display:none}.faq__item summary:after{content:"+";position:absolute;right:4px;top:50%;transform:translateY(-50%);font-size:1.4rem;color:var(--accent);font-weight:400;transition:transform .2s}.faq__item[open] summary:after{content:"−"}.faq__item .faq__a{padding:0 0 1.15rem;color:var(--ink-soft)}.faq__item .faq__a p:last-child{margin-bottom:0}.related{margin:2.6rem 0 1rem;padding:1.3rem 1.4rem;background:var(--bg-soft);border-radius:var(--radius);border:1px solid var(--line)}.related h2{margin:0 0 .8rem;font-size:1.1rem}.related ul{margin:0;padding-left:1.1rem}.related a{font-weight:600}.cta{margin:2.8rem 0 1rem;padding:1.8rem 1.6rem;text-align:center;background:linear-gradient(135deg,var(--navy-800),var(--navy-900));border-radius:var(--radius);color:#fff}.cta h2{color:#fff;margin:0 0 .5rem}.cta p{color:#ffffffd1;margin:0 0 1.2rem}.btn{display:inline-block;background:var(--accent);color:#fff;font-weight:700;padding:12px 26px;border-radius:999px;font-size:1rem}.btn:hover{background:#d9760f;text-decoration:none}.btn--ghost{background:#ffffff1f;border:1px solid rgba(255,255,255,.3)}.btn--ghost:hover{background:#fff3}.hero{padding:clamp(2.4rem,6vw,4.2rem) 0 1rem;text-align:center}.hero h1{margin-bottom:.8rem}.hero .lead{max-width:620px;margin:0 auto 1.4rem}.site-footer{margin-top:3.5rem;background:var(--navy-900);color:#ffffffb8;padding:2.6rem 0 2rem;font-size:.9rem}.site-footer a{color:#fff}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr;gap:28px}@media(max-width:640px){.footer-grid{grid-template-columns:1fr;gap:18px}}.site-footer h3{color:#fff;font-size:1rem;margin:0 0 .7rem}.site-footer p{color:#ffffffad;margin:0 0 .4rem;font-size:.88rem;line-height:1.65}.footer-cred{list-style:none;padding:0;margin:.4rem 0 0}.footer-cred li{font-size:.85rem;color:#ffffffb3;margin:.2rem 0}.footer-cred li:before{content:"· ";color:var(--accent)}.footer-bottom{margin-top:1.8rem;padding-top:1.2rem;border-top:1px solid rgba(255,255,255,.12);font-size:.82rem;color:#ffffff80}.footer-official{display:inline-block;margin-top:.4rem;font-weight:600;color:var(--accent-line)}.visually-hidden{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}